Beware of Shady Roofing Contractors

We’ve all heard the stories about salesman knocking on doors after hailstorms.  Offering to fix roofs, sometimes for free.  These salesman may become aggressive when they don’t get the answer that they want.  They may not even be real roofers, and they may be from out-of-state.  After any major storm, you should beware of shady roofing contractors.

These roofers may make promises they can’t keep.  Like promising a new roof, when all you have to do is let them put a sign in your yard.  Others may claim that they are so skilled at working with insurance companies that you may not have to pay your deductible.  Be suspicious of those who make promises that are too good to be true.

Things to Look out for With Shady Contractors

Not all contractors are unscrupulous.  Natural disasters, such as major hailstorms, attract those looking to make a quick buck.  There are some things that you can look out for when dealing with roofing contractors including:

• Out-of-state contractors – It may be better to go with someone local in case there is a problem with the repair later on.
• Contractors who make big promises – Such as promising something for free or that you will not have to pay a deductible.
• High-pressure sales tactics – Salesman who won’t take no for an answer or who pressure you for your insurance company information.
• Contractors asking for up-front cash payments – If the contractor is promising quick work for cash and won’t work with your insurance company, this should be a red flag. They may be looking to capitalize on your desire to get back to normal.

A recent online poll revealed that nearly 40% who hired a door-to-door roofer said the contractor did shoddy work.

Read the Fine Print

Some contractors may again offer that you will pay little to nothing out-of-pocket.  They may ask to give you an estimate and negotiate with your insurance company.  Make sure to read the fine print before you sign anything.  Some contractors may tell you that you are singing a release that allows them to speak with your insurance company.  Really, you are signing a contract that commits you to using them if the insurance company approves the claim.

Don’t be misled by sales tactics.  Read everything before you sign.  An authorization allowing a contractor to talk with your insurance company is a simple narrowly worded document.

What you should get is a written estimate that describes the damage and repairs needed.  Also, the contractor should provide photos of the damaged area to go with the estimate.  Instead of allowing them to negotiate outside of your presence, make the contractor meet with your adjuster at your home.  Be at this meeting!

Research the Contractor Before you Hire Them

It can be difficult to pick the best contractor. The most important thing you can do is a quick web search of any company you come across. Ask your neighbors who they’ve used in the past.  Check Angie’s List or check with the Better Business Bureau.  It only takes a minute to confirm your suspicions or find a reliable roofer.